Bankruptcy may be the answer to wipe out the bulk of debt and keep your home and the possessions you’ve worked so hard for. If Bankruptcy isn’t the solution, we will suggest other alternatives. 

 

We pride ourselves on being a full-service law firm- meaning we are with you from beginning to end. Our office goes the extra mile in assisting our clients from lowering the interest you are currently paying on your car to stripping off the second mortgage when able to assist you in keeping the home you thought was so far gone. We believe that everyone needs a fresh start- which is why we have gone to great lengths to collaborate with local dealerships to make sure your interest is upheld and not that high interest rate at those so called guaranteed qualified places; we can come up with the best solution to stop garnishments, and harassing collection calls. Lastly, once you have completed your bankruptcy, it’s very important to make sure your credit report is accurate and to challenge any negative information to assist you in getting your credit back in order.

 

Our law practice is focused on Bankruptcy and Consumer Protection and we do it well. We can take the fear out of bankruptcy. Don’t sign up with a credit counseling agency financed by your creditors and operated for your creditors benefit or try to borrow your way out of debt by refinancing your home until you talk to us first.There may be a simple, yet honorable solution to your financial problems.  Let our office explain how we can:

 

            1. Save your home from foreclosure                      6. Stop a Sheriff Sale

            2. Stop Wage Garnishments                                     7. Wipe out credit card debit

            3. Freeze IRS tax penalties                                       8. Erase court judgments

            4. Save a car from repossession                               9. Strip a Second Mortgage

            5. Lower your interest on cars                               10. Get you back on your feet

 

We can help!  Please call us at 205-907-9570 where you will talk to a “live” qualified staff person at no charge to you. 

 

Your free consultationwill explain the differences and advantages of Chapter 7 and 13 Bankruptcies and how a Chapter 13 plan works to save property, often for discounted rates or pennies on the dollar. (For example, past due house payments can be spread over 3 to 5 years- without interest). The free consultation can be done right over the phone. We will take the time to listen and seek positive solutions.